Recent Small Business and Consumer Finance Developments at the Federal Trade Commission, with Special Guest Malini Mithal, Associate Director, FTC Division of Financial Practices
We discuss the industries and practices that have been the subject of recent FTC enforcement focus, including: marketing, servicing, and collection practices involving small business financing such as merchant cash advances; auto add-on product sales practices; product endorsements and reviews; dark patterns; marketing practices of for-profit schools; lead generation; and COVID fraud. We also discuss the role of the FTC’s Holder Rule in consumer transactions, the impact of the SCOTUS AMG Management decision on FTC enforcement strategy, including the use of Notices of Penalty Offenses, and likely key agenda items under FTC Chair Lina Khan.
Alan Kaplinsky, Ballard Spahr Senior Counsel, hosts the conversation.