662: Ralph DiBugnara | Recovering From Loss by Playing the Long Game

Struggling in his early years, Ralph DiBugnara knew he wanted more for himself than generational poverty as his future. Now he holds the prestigious roles of President of Home Qualified, a digital resource for buyers and sellers, and Vice President at Cardinal Financial, a nationally recognized mortgage loan company.

Ralph is a successful serial entrepreneur and real estate expert. This expertise led him to start The Real Estate Disruptors, a network where he interviews guests on investing, property guidance and their expert advice. He also focuses on creating an elite network of industry leaders to help brokers succeed in the social media driven economy.

Let’s dive in and learn about the best investment options to supply recession proof cash flow, and about recovering from loss by playing the long game.

Things you will learn in this episode: 

[00:01 - 05:20] Opening Segment  

  • I introduce today’s guest, Ralph DiBugnara
  • Ralph gives us some background on his story
  • Growing up in New York
  • The experience of moving from home
  • Parent’s career life
  • Starting work in a mortgage bank
  • No network to fall back on during the crash


[05:21 - 14:08] Recovering From Loss by Playing the Long Game

  • Ralph talks about how he recovered from loss
  • From a penthouse to a side house 
  • Losing money and acquiring debt 
  • A long road to dig back out 
  • Ralph shares his thought process during his early career
  • Graduating with a finance degree
  • Naïve to who you can really be
  • Getting into the real estate game 
  • Buying the first multifamily 
  • Going back to long term income 
  • Where to start in real estate investing
  • Flipping vs. long term
  • The safest investment to start with 


[14:09 - 25:25] The Benefits of the Airbnb Option

  • How Airbnb comes into play
  • Ralph’s venture into Airbnb
  • Harder to manage but better premium 
  • Keeping both parties accountable
  • When to outsource your property management
  • Know what your time is worth 
  • The logistics of outsourcing your airbnb
  • The potential problems and pitfalls
  • The issue of ownership 
  • Things you need to be on top of 
  • A word from our sponsor


[25:26 - 39:38] Ralph DiBugnara on Building Your Network

  • Who you know or what you know?
  • Skipping mistakes through who you know
  • The real value of time 
  • Leverage scheduling 
  • Stealing time 
  • How relationships have impacted Ralph
  • Ralph shares about his dad
  • Leadership academy 
  • Cutting time through mentorship
  • Investing others without taking it as an expense
  • Keeping a beginner’s mindset
  • Ralph’s advice to his younger self
  • Get a consistent routine 



[39:39 - 48:15] Closing Segment

  • ThE RaNDoM RoUnD
  • How to engage with Ralph
  • Links below 
  • Final words 




Tweetable Quotes: 

“If you have staying power in real estate, where as you can stay in a property long term… the value always comes back.” - Ralph DiBugnara

“I steal time so I can use that for something else… If you can concentrate on one thing, don’t waste time on things that don’t serve you in some way.” - Ralph DiBugnara

“We’re always best served in business when keeping a beginner’s mindset.” - Ralph DiBugnara

Resources Mentioned: 




Connect and engage with Ralph on Instagram, LinkedIn, and Facebook. Check out https://ralphdibugnara.com to learn more about building long term sales revenue.

Did you love the value that we are putting out in the show? LEAVE A REVIEW and tell us what you think about the episode so we can continue putting out great content just for you! Share this episode and help someone who wants to connect with world-class people. 

Jump on over to travischapel.com/makemypodcast and let my team make you your very own show!

If you want to learn how to build YOUR network, check out my website travischappell.com. You can connect with me on Facebook, Instagram, and Twitter. Be sure to join The Lounge to become part of the community that’s setting up REAL relationships that add value and create investments.





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