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In this episode, Nick answers questions from the listeners including: First off, a question from Dave at a family office in the midwest…  Dave asks: “Nick, I recently reviewed a great startup but am not going to pursue because of the terms. Our lawyer requires a that a convertible note...   To listen more, please visit http://fullratchet.net/podcast-episodes/ for all of our other episodes. Also, follow us on twitter @TheFullRatchet for updates and more information.