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“DISCLAIMER: everyone’s financial situation is different, everyone’s investment can be different - this is simply just getting a glimpse into some places to start or feel comfortable and reminded that YOU can do this!! Please consult a financial advisor and institution to discuss options! Hope this helped see what we do!” 2021 is officially HERE! There is no time like the present to either start or grow that money along with that ass so today, my husband Wyatt and I will be answering your questions when it comes to money, investing, credit cards, and all the like. We also want to talk about how we grew up around money and how that both affects how we looked at money and how we've matured to where we are now.    Time Stamps:   (0:00) New Podcast Announcement! (2:03) B Stands for Billionaire (5:05) Our Starting Money Mindset (14:17) Getting Started Investing (18:02) BiggerPockets.com (20:05) Roth IRA Advantages (23:08) Rich Dad Poor Dad (31:18) Starting Credit Card (33:17) Nerd Wallet (36:01) First Time Home Buyers (38:53) Mint (41:41) Side Hustles (51:36) Student Loan Debt (54:20) Shit to Look Up!   Venmo to support this podcast: brunchwithdesb Connect with Desb: https://shor.by/DESB    Listen and Subscribe to below the influence(R)  Apple Podcasts: https://podcasts.apple.com/us/podcast/below-the-influence-r/id1546669847 Spotify: https://open.spotify.com/show/2dpi638dI7EdTzUvOpNAU7?si=JWiAYrEmTku_3amdjYSv_A   ENROLL IN MY 6 WEEK PROGRAM: https://www.desbfittraining.com/6week2slay2021/ DBFT GLUTE BANDS AVAILABLE NOW: https://desbfittraining.myshopify.com   Links and apps discussed: www.biggerpockets.com https://www.nerdwallet.com  https://www.acorns.com/invite/K7VYYC  https://mint.intuit.com  https://www.franklintempleton.com/investor/tools-and-resources/literature/info/RIRA-APP  Book: rich dad, poor dad Book: rich20something   Did you miss out on my 2020 6 week challenges?! Be sure to join my email list for our new challenge opening January 3rd, merch, and weekly motivation from me: http://eepurl.com/dy2JLz   instagram ➭ https://www.instagram.com/desb___ twitter ➭ https://twitter.com/desbfit youtube ➭ https://www.youtube.com/desireescogginfitness  facebook ➭ https://www.facebook.com/desbfittraining my weekly emails ➭ https://mailchi.mp/a0ed2b83e2ec/dbfts... official website  ➭ https://www.desbfittraining.com   --------------------------------------------------- ((( ANNOUNCEMENTS )))   Shop my fitness app programs: www.desbfittraining.com/fit-guides    OPEN FACEBOOK FITNESS COMMUNITY: www.facebook.com/groups/dbftcommunity    Shop DBFT merch and glute BANDS: https://desbfittraining.myshopify.com   ---------------------------------------------------   F A Q   -what’s your real name? Desiree   -what’s your instagram? www.instagram.com/desb___   -how old are you? 25   -how tall are you? 5'7   -whats your Spotify playlist? https://open.spotify.com/playlist/0c1...   -skin care routine? https://www.tula.com / CODE "desb" to save 20%   -self tanner? https://glowprotans.com/?aff=71 / CODE "desb" to save $   -my huge water jug? https://www.thehydrojug.com / CODE: "desb" to save $   -supplements I use? https://www.alaninu.com / CODE "desb"   AND   -how to find my free stuff and codes? https://www.desbfittraining.com/desb