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A majority of the Indian population find it difficult to get credit! So today I speak with Kumar Srivatsan, who is on a mission to change this, he is the co-founder of OptaCredit an AI powered data driven online lender providing credit to people across India. Since demonetization they have seen an 300% increase in application and were mention in Forbes. So they are doing really well! So in this podcast we talk about how he got started, What is A.I? , demonetization in India , how it actually works, why formal credit is hard to get in India. The vision of the company , Kumar also tells me what first time founders should be focussing on. In this conversation we also talk about: His role withing the company Leadership and management style Startup challenges Reaction of friends , family , to starting the business Why demonetization is bad for contract killers! Is it Fun??? An much much more! Links https://www.optacredit.com/ @optacredit