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In this episode, Emily interviews Michele Remer, a first-year PhD student at Michigan State University, about her financial goals for graduate school. Michelle graduated in spring 2020 and worked a few different jobs during the pandemic, so she was able to generate some savings and open a Roth IRA prior to starting grad school. Thanks to a summer 2022 internship and one-time bonus on top of her ongoing fellowship, Michele is in a strong financial position at the start of graduate school. Michele shares her investing goals and values and why she's considering buying a house hack in the spring. She also breaks down her budget and shows how she's keeping her large, necessary expenses under about 40% of her gross income.