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First ...a milestone. I want to take this time to formally welcome Mr. James Jardine, of SecureIdeas, as my permanent co-host to the podcast. James has experience podcasting as he already co-pilots the Professionally Evil Podcast, and he's witty, knowledgeable, and awesome to work with on the microphone. I ask that you all give James a warm welcome! In this episode... Overview of what cyber liability insurance is and what it isn't We ask "Why would we need a security program, when you can just buy insurance?" How do [cyber] under-writers figure out how to insure you, and how much of a liability your organization and its practices is? The types of costs and coverages available in some of the different policies at the various carriers We pull on the 'reputation' thread ... again We try to divine the magic formula used to calculate how to calculate a 'liability' or coverage requirement We try and figure out how an enterprise can drive down their cyber liability insurance premiums Christine touches on mobility, encryption, and some interesting tidbits for the modern enterprise Guest Christine Marciano ( @DataPrivacyRisk ) - Christine Marciano is President of Cyber Data Risk Managers, an Independent Insurance Agency specializing in Cyber Risk/Data Breach insurance, Directors a Officers insurance and (IP) Intellectual Property protection. Christine has over 17 years of experience working in various roles within the Insurance and Financial Services industry. Prior to establishing Cyber Data Risk Managers, Christine has held positions at CIBC Oppenheimer, Axa Advisors and Allstate Insurance Company. Links Christine's Blog - http://databreachinsurancequote.com/blog/ My 2013 Data Privacy, InfoSec a Cyber Insurance Trends report - http://databreachinsurancequote.com/wp-content/uploads/2013/02/2013-Data-Privacy-Information-Security-and-Cyber-Insurance-Trends-Report.pdf Christine's free weekly newsletter signup page - http://databreachinsurancequote.com/subscribe-data-breach-weekly-newsletter/