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On episode 192 of the BSP, I analyze the recent announcement that YouTube will start monetizing “limited ad” videos with more edgy advertisements, some updates and clarification surrounding the COPPA ruling and implementation on YouTube, lots of feedback from you surrounding COPPA, and I share some tips to be financially successful (but you should also get advice from an actual financial advisor).    Subscribe to the full audio podcast at http://www.bandrewsays.com   Gear Used This Episode (Affiliate Links): Neumann U87 Ai: http://bit.ly/2Ndtome Universal Audio LA610 MKII: http://bit.ly/2MBhwLA Universal Audio x8: http://bit.ly/35skacW OC White ProBoom Ultima https://www.ocwhite.com/broadcast-arms/proboom-ultima/proboom-ultima-lp-mic-booms.html Sony MDR7506: https://geni.us/7506   Twitter: @bandrewsays Ask Questions: https://www.askbandrew.com Merch; https://teespring.com/stores/podcastage-store Discord: http://www.podcastage.com/discord   00:00 - Intro   01:05 - Earning More Money from “Demonetized” Videos Susan’s Letter: https://www.youtube.com/watch?v=GSOyIdxNjF4 Blog Post: https://youtube-creators.googleblog.com/2019/11/my-final-letter-in-2019.html Monetization on Yellow Icon: https://www.youtube.com/watch?v=bsHoSp85d8c 05:43 - The FTC Clarifies COPPA Implementation on YouTube 06:34 - Why is the New COPPA System Being Implemented on YouTube? 08:36 - A COPPA Recap 11:15 - How COPPA Applies to Channel Owners 12:13 - How to Determine if Your Video is Directed to Children 14:19 - What are the Penalties for Violating COPPA?  FTC Blog: https://www.ftc.gov/news-events/blogs/business-blog/2019/11/youtube-channel-owners-your-content-directed-children 16:13 - WYHTS: Don’t Panic over COPPA 17:37 - WYHTS: Should we Abandon YouTube Because of COPPA? 20:12 - WYHTS: Should I Swear in my Videos to Avoid COPPA? 21:02 - WYHTS: Does the Inclusion of a Child Actor Automatically Violate COPPA? 23:48 - WYHTS: COPPA is NOT a Big Deal!!!! 26:48 - WYHTS: There are No Lawyers to Help with COPPA? 28:39 - WYHTS: The Origins of Warms the Cockles of my Heart 29:52 - Ask Bandrew 30:33 - Voice Submission 31:41 - Thoughts on Twin Peaks? 33:36 - 5 Rules to Financial Success  34:12 - Don’t Buy What You Can’t Afford 35:45 - Don’t Fall Trap to 0% Financing Offers 38:02 - Use a Credit Card … Smartly 39:15 - Have a Safety Net Savings Account 40:50 - Don’t Go Out to Drink / Dinner 42:25 - Take Advantage of Employer Stock Options / 401K Matching 44:29 - Diversivy Your Investments (Avoid Day Trading) 45:45 - Summary of Advice for Financial Success 48:10 - Outro