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Sameer Nigam Founder a CEO, PhonePe chats with Sanjay Swamy, Managing Partner Prime Venture Partners.Listen to the podcast to learn about:02:30 - Betting on opportunities03:35 - Moment of Serendipity05:00 - Smartest decision made07:30 - Growth phases of UPI10:30 - The most competitive sector in India12:45 - Why PhonePe is succeeding15:12 - Zero MDR18:40 - Value Vs Cost21:10 - Competition is a good thing25:00 - New opportunities for Fin-tech entrepreneurs30:45 - Why India needs hyperlocal apps34:00 - PhonePe's acquisition by Flipkart38:15 - 2020 Sameer's advice to 2010 SameerRead the complete transcript hereEnjoyed the podcast? Please consider leaving a review on Apple Podcasts and subscribe wherever you are listening to this.Follow Prime Venture Partners:Twitter: https://twitter.com/Primevp_inLinkedIn: https://www.linkedin.com/company/primevp/ This podcast is for you. Do let us know what you like about the podcast, what you don't like, the guests you'd like to have on the podcast and the topics you'd like us to cover in future episodes. Please share your feedback here: http://primevp.in/podcastfeedback