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Sandy and Ryan interview Senior Associate Editor (and investing maven) John Waggoner on all things interest rates. The hosts come up with ways for you to avoid surprise fees during holiday travel. Sandy explains to Ryan, like he’s 5, the ins and outs of traditional and Roth 401(k)s. Links: Save on travel: https://www.kiplinger.com/slideshow/spending/T059-S001-secrets-to-save-money-on-travel/index.html Avoid pesky fees: https://www.kiplinger.com/slideshow/spending/T063-S002-how-to-avoid-paying-pesky-fees/index.html Rental cars: https://www.kiplinger.com/article/cars/T059-C000-S002-the-worry-free-way-to-rent-a-car.html Hotel insider story (sorry, Jacob!): https://www.kiplinger.com/article/spending/T059-C011-S002-save-at-hotels.html Why interest rates matter: https://www.kiplinger.com/article/investing/T019-C000-S002-why-interest-rates-matter.html Roth 401(k) limits for 2018: https://www.kiplinger.com/article/retirement/T001-C000-S003-roth-401-k-contribution-limits-for-2018.html