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Have you taken the wise financial step of investing in your company's 401k plan? If you have not, then chances are you are throwing away free money for no reason. For a lot of people trying to figure out how to invest in a 401k or an IRA is so intimidating, that they chose not to participate at all. Research shows that only about 33% of employees are invested in the company's 401k plan and that is a very sad statistic. To help you gain a better understanding of the details of both of these types of investment options, we brought on personal finance expert Barbara Friedberg from BarbaraFriedbergPersonalFinance.com to help break it down for you. After you listen to this episode of The His and Her Money Show you will be fully equipped to go an invest in your future right away.