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For many small businesses, whose owners spend on consumer credit cards and put up personal assets as collateral, the distinction between retail and business banking is blurry. Detra Miller, a veteran of MaT Bank’s retail side, noticed this when working with female and non-white entrepreneurs. On the ABA Banking Journal Podcast’s latest episode, Miller discusses how she pitched MaT Bank on creating a team focused on outreach to minority-owned and women-owned businesses in the Baltimore-Washington area, building bridges to these entrepreneurs and helping them understand banking and access credit. At a moment when the national focus is on financial inclusion, Miller’s work has resonated with its target audience — and been recognized by ABA with the 2020 George Bailey Distinguished Service Award. Additional resources: Read a QaA with Miller on financial inclusion. Read more about the 2020 ABA Community Commitment Award winners.