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Unfortunately many people in the US, and around the world have faced, and continue to face, financial challenges... and having to wait for payday can exacerbate these challenges. What solutions does fintech offer? On this episode, Richard Liu, CTO of Earnin joins the show to explore. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. It's the definition of financial empowerment, and the perfect vehicle with which to explore a crucial topic. Find show notes and more at: https://www.soarpay.com/podcast/