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One Card is a Fintech Credit Card offered by a fintech start-up FPL Technologies Pvt. Ltd. in partnership with its banking partners including IDFC FIRST Bank, Federal Bank, BOB Financial, SBM Bank, and South Indian Bank. The One card is issued as a secured credit card as well as an unsecured card, which means that if you are having a low income then you can get the card against a fixed deposit. The one card has zero joining fee and annual fee which makes it a lifetime free credit card. If you want to learn about one card credit card visit at cardinsider.com/fintech-cards/onecard-credit-card/Apart from this, the card offers lots of benefits like for every Rs. 50 transactions, the card offers 1 reward point. Also, for every purchase made in travel and grocery the card offers 5X reward points. You can use these points as cashback at a value of Rs. 0.10 per reward point. One of the best things about the card is that the foreign markup fee for the card is just 1% which is much lower than other credit cards.