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Paying credit card bill on time improves credit profile with the bank, leading to increased benefits from the credit card provider The COVID-19 pandemic has hugely impacted the income of the working population as companies have either cut jobs or salaries. Click on this link to know How Credit Cards Work: Learn How To Maximise The Benefits: https://prabh-singh.blogspot.com/2022/05/your-guide-to-maximise-benefits-of-credit-card.html Even those running their own businesses have been struggling to maintain a stable, regular income due to recurring lockdowns and restrictions. In such a situation, using credit cards can help in meeting current household needs and expenses on medical emergencies or long-term financial goals such as higher education for children and their marriage.